About Us

What is Dinpay?

 

Dinpay is a cross-border payment gateway and eWallet solution that simplifies payments from China. Dinpay is owned by DDBill Payment Co., Ltd, (www.ddbill.com), a technology company with its own mobile wallet, online, O2O and retail stores and cross-border eCommerce payment solutions.

 

In June 2012, Dinpay obtained the Payment Services License certified by the People’s Bank of China. Our headquarters is located in Shenzhen, China; with subsidiaries in Hong Kong, Malaysia, the United States and Europe.

 

Dinpay has been awarded by the China State Administration of Foreign Exchange (SAFE) and is one of the few technology companies that is approved to provide China-global transaction and payment (settlement) solutions to international merchants.

 

Dinpay Australia & New Zealand

 

The Dinpay Australia and New Zealand official territory representative was established in 2016 and is responsible for all activities in these regions.

 

How we could help you?

 

The Dinpay payment gateway supports online transactions between merchants and consumers by connecting China local banks, bank card association, mobile network operators and city micro-payment operators.

 

Dinpay provides internet banking payments, express payments, prepaid card payments, DDBill eWallet payments, Smartphone App payments and QR code payment, ensuring secure and efficient international payment services for our merchants.

 

Dinpay only partners with the most major accredited banks in China, as well as international credit card issuers such as Visa, MasterCard, JCB and American Express.

What do you need to get started?

If you are an Australian business, have an Australian bank account and want an eCommerce solution so you can sell to China then you’re qualified.

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What is mCommerce?

 

mCommerce stands for mobile commerce. Mobile connected eWallets are becoming extremely popular as they can be used via mobile devices to quickly and securely pay for everyday goods and services. This method of payment is called mCommerce.

 

What is an e-wallet?

 

ApplePay, Uber and Paypal are all examples of eWallets. Airline frequent flyer points are also a form of eWallet. Today, however, in China by far the most popular eWallets are We Pay, Alipay, China Union Pay and DDBill wallets.

 

How does an e-wallet work?

 

In order for the eWallet to proceed for a real goods/services transaction the accounts must be linked to actual real funds (a national currency) sitting in an accredited and linked bank account. The eWallet must be securely linked to the bank (the acquirer) then it accepts the payment from the customer (transaction) and instantly pays (settlement) to the merchant account.

 

What is the transaction process?

 

As for all traditional transactions for a eWallet payment to occur there must be a customer (the buyer), an acquirer (bank money or a points issuer), a transaction must be checked and approved (a currency and payment gateway system), and only then a payment (settlement) to a merchant (the seller) can occur.

 

Traditionally, all these processes used to take days, sometimes even weeks. (Remember the old days and having to walk down to a bank to send money overseas? Or always having to pay expensive bank wire and FX fees?). Today, thanks to the improvements in mobile phone technology, we can now all benefit from international cross-border sales transactions, live and in real time, and securely with eWallets.

 

What Are You Waiting For?

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